Last Modified: April 2, 2026
Terms-of-use
BY ACCESSING OR USING THE SITE, YOU AFFIRM THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS AND CONDITIONS (THE "TERMS"). THESE TERMS, TOGETHER WITH ANY APPLICABLE PRIVACY POLICY AND ANY OTHER LEGAL NOTICES PUBLISHED BY THE COMPANY, CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND THE COMPANY. If you are under 18 years old, your parent or legal guardian must read, understand, and agree to these Terms on your behalf before you use the Site. If you do not agree to these Terms, do not access or use the Site. Your use of the Site constitutes your acceptance of these Terms.
I. Changes to the Site or Terms
The Company reserves the right, at any time, to modify, suspend, or discontinue the Site, in whole or in part, at its sole discretion, with or without notice. The Company also reserves the right, at any time, to revise these Terms or impose new terms and conditions with respect to access to or use of the Site, its content, or any related services. Any modification to these Terms shall become effective immediately upon posting. Your continued use of the Site after revised Terms are posted constitutes your acceptance of those revised Terms. No modification to these Terms shall be valid or enforceable against the Company unless expressly agreed to in writing by a duly authorized representative of the Company.
Usage Information
We may collect information about your use of the website, including your IP address, browser type, device information, and pages visited. This information helps us analyze trends, administer the site, and improve user experience.
2. Term and Termination
These Terms will remain in full force and effect while you use the Site.
The Company may suspend, restrict, or terminate your access to the Site or these Terms at any time, for any reason or no reason, in its sole discretion, without notice or liability, including if you breach these Terms.
Upon termination, your right to access or use the Site will immediately cease. Any provisions of these Terms that by their nature should survive termination shall survive, including without limitation ownership provisions, disclaimers, indemnity obligations, limitations of liability, dispute resolution provisions, and any rights granted by you to the Company.
3. Site License; Site Content
License
Subject to these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site solely for your own internal business, informational, or personal use, as applicable.
No right, title, or interest in or to the Site or any content is transferred to you other than the limited right to use the Site in accordance with these Terms.
Site Content
4. Cookies and Similar Technologies
We use cookies and similar technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling them may affect your ability to use certain features of the site.
Unless expressly permitted by the Company in writing, no information, materials, text, graphics, videos, software, tools, prompts, workflows, AI-generated outputs, reports, models, systems, or other content made available through the Site (collectively, "Content") may be copied, reproduced, distributed, modified, republished, uploaded, posted, transmitted, sold, licensed, reverse engineered, or otherwise exploited.
The Site and all Content are owned by the Company and/or its licensors and are protected by copyright, trademark, trade secret, and other intellectual property laws.
You agree not to: - use any automated means, including bots, scrapers, spiders, or scripts, to access, monitor, or copy the Site or Content; - reverse engineer, decompile, disassemble, or attempt to derive source code, models, prompts, workflows, system logic, or architecture from the Site; - use the Site or Content to build, train, improve, benchmark, or create a competing product, model, service, or business; - remove, alter, or obscure any proprietary notices on the Site or Content.
5. AI Tools, Automation, and No Professional Advice
Certain services, products, or features offered through the Site may involve artificial intelligence, automation tools, language models, data analysis systems, or agentic AI workflows, including offerings provided by PPYA AI LLC.
6. Security
We take reasonable measures to protect the security of your personal information. However, no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.
You acknowledge and agree that: - AI-generated outputs may contain inaccuracies, omissions, outdated information, or inappropriate results. - AI outputs are provided for informational and operational assistance purposes only and are not guaranteed to be accurate, complete, or fit for any particular purpose. - You are solely responsible for reviewing, validating, and approving any AI-generated content, recommendations, outputs, automations, communications, or decisions before relying on or implementing them.
The Company does not provide legal, tax, accounting, financial, insurance, medical, or other licensed professional advice through the Site unless expressly stated in a separate written agreement.
You shall not rely on any Site Content or AI output as a substitute for independent professional judgment or advice from qualified advisors.
7. User Conduct; Prohibited Activities
You agree not to post, upload, submit, transmit, or otherwise make available through the Site any content or information that: - is false, misleading, or fraudulent; - infringes, misappropriates, or violates the intellectual property, privacy, publicity, or other rights of any third party; - violates any law, regulation, or contractual obligation; - is defamatory, obscene, abusive, threatening, harassing, hateful, discriminatory, or otherwise objectionable; - contains malware, viruses, worms, Trojan horses, or other harmful code; - contains confidential information of another party without authorization.
You further agree not to: - interfere with or disrupt the operation of the Site; - gain unauthorized access to any portion of the Site, systems, accounts, or networks; - impersonate another person or entity; - use the Site for unlawful, deceptive, or harmful purposes; - use the Site to generate, distribute, or facilitate spam, scams, malicious code, disinformation, or unlawful content; - attempt to bypass security measures or usage restrictions.
8. User Data and Submissions
If you submit, upload, transmit, or otherwise provide data, materials, files, prompts, customer information, internal business information, or other content to the Company through the Site ("User Data"), you represent and warrant that you have all rights, permissions, and authority necessary to do so.
You retain ownership of your User Data, but you grant the Company a non-exclusive, worldwide, royalty-free license to host, use, process, reproduce, modify, transmit, analyze, and display such User Data solely as necessary to: - provide the Site and related services; - improve system performance, functionality, and user experience; - generate requested outputs, reports, or automations; - comply with law and enforce these Terms.
If the parties have entered into a separate services agreement, statement of work, DPA, NDA, or other written contract, that agreement shall control in the event of any conflict regarding User Data.
9. Third-Party Services and Links
The Site may contain links to third-party websites, platforms, software, or services, or may integrate with third-party tools, including but not limited to scheduling tools, CRMs, payment processors, AI model providers, communication systems, or analytics tools ("Third-Party Services").
The Company does not control and is not responsible for Third-Party Services. Your use of such Third-Party Services is at your own risk and subject to the applicable third party's terms and policies.
Intellectual Property and Trademarks
All trademarks, service marks, logos, trade names, branding, designs, software, workflows, AI agent structures, automation systems, content frameworks, and other proprietary materials displayed on or through the Site are owned by the Company or its licensors.
No license or right to use any such intellectual property is granted to you except as expressly stated in these Terms.
You may not use the Company's name, logos, branding, or proprietary materials without prior written consent.
. Privacy
Certain information collected from or about you in connection with your use of the Site is governed by the Company's applicable Privacy Policy, which is incorporated into these Terms by reference.
By using the Site, you acknowledge and agree that the Company may collect, use, store, and disclose information as described in the applicable Privacy Policy.
12. Disclaimers of Warranties
THE SITE, CONTENT, AI TOOLS, AUTOMATIONS, OUTPUTS, AND ALL RELATED SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, RELIABILITY, SECURITY, AVAILABILITY, AND RESULTS.
THE COMPANY DOES NOT WARRANT THAT:
THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE;
ANY DEFECTS WILL BE CORRECTED;
ANY CONTENT OR OUTPUT WILL BE ACCURATE, COMPLETE, OR RELIABLE;
THE SITE OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;
USE OF THE SITE WILL ACHIEVE ANY PARTICULAR BUSINESS RESULT.
YOU ASSUME ALL RISK ARISING FROM YOUR USE OF THE SITE AND ANY RELIANCE ON CONTENT OR OUTPUTS.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY OR ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITY, GOODWILL, DATA, OR USE, ARISING OUT OF OR RELATED TO THE SITE, THE CONTENT, THE SERVICES, OR THESE TERMS, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE COMPANY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF: - ONE HUNDRED U.S. DOLLARS ($100); OR - THE AMOUNT YOU PAID DIRECTLY TO THE COMPANY, IF ANY, FOR ACCESS TO THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you to the extent prohibited by law.
14. Indemnification
You agree to defend, indemnify, and hold harmless the Company and its members, managers, officers, employees, contractors, affiliates, agents, licensors, and service providers from and against any and all claims, actions, damages, losses, liabilities, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys' fees, arising out of or related to:
your access to or use of the Site;
your violation of these Terms;
your User Data or any materials you submit;
your violation of any law or third-party right;
your misuse of AI outputs, automations, or services;
any products, services, content, or decisions you create, publish, distribute, or implement using the Site.
15. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles, unless a different governing law is required by a separate written agreement between you and the Company.
Any dispute arising out of or relating to these Terms, the Site, or the services shall be brought exclusively in the state or federal courts located in Wyoming, and each party irrevocably submits to the jurisdiction of such courts and waives any objection based on venue or forum non conveniens.
16. International Use
The Site is controlled and operated from the United States. The Company makes no representation that the Site or its Content is appropriate or available for use outside the United States.
If you access the Site from outside the United States, you do so at your own initiative and are responsible for compliance with local laws.
17. Miscellaneous
These Terms constitute the entire agreement between you and the Company regarding your use of the Site, except to the extent supplemented or superseded by a separate written agreement.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.
The Company's failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
You may not assign or transfer these Terms without the Company's prior written consent. The Company may assign these Terms freely in connection with a merger, acquisition, restructuring, sale of assets, or by operation of law.
18. Contact Information
If you have questions regarding these Terms, you may contact:
Balam Group LLC / PPYA AI LLC
Legal Department
Email: legal@balamgroup.io
Last Modified: April 2, 2026
Terms-of-use
BY ACCESSING OR USING THE SITE, YOU AFFIRM THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS AND CONDITIONS (THE "TERMS"). THESE TERMS, TOGETHER WITH ANY APPLICABLE PRIVACY POLICY AND ANY OTHER LEGAL NOTICES PUBLISHED BY THE COMPANY, CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND THE COMPANY. If you are under 18 years old, your parent or legal guardian must read, understand, and agree to these Terms on your behalf before you use the Site. If you do not agree to these Terms, do not access or use the Site. Your use of the Site constitutes your acceptance of these Terms.
I. Changes to the Site or Terms
The Company reserves the right, at any time, to modify, suspend, or discontinue the Site, in whole or in part, at its sole discretion, with or without notice. The Company also reserves the right, at any time, to revise these Terms or impose new terms and conditions with respect to access to or use of the Site, its content, or any related services. Any modification to these Terms shall become effective immediately upon posting. Your continued use of the Site after revised Terms are posted constitutes your acceptance of those revised Terms. No modification to these Terms shall be valid or enforceable against the Company unless expressly agreed to in writing by a duly authorized representative of the Company.
Usage Information
We may collect information about your use of the website, including your IP address, browser type, device information, and pages visited. This information helps us analyze trends, administer the site, and improve user experience.
2. Term and Termination
These Terms will remain in full force and effect while you use the Site.
The Company may suspend, restrict, or terminate your access to the Site or these Terms at any time, for any reason or no reason, in its sole discretion, without notice or liability, including if you breach these Terms.
Upon termination, your right to access or use the Site will immediately cease. Any provisions of these Terms that by their nature should survive termination shall survive, including without limitation ownership provisions, disclaimers, indemnity obligations, limitations of liability, dispute resolution provisions, and any rights granted by you to the Company.
3. Site License; Site Content
License
Subject to these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site solely for your own internal business, informational, or personal use, as applicable.
No right, title, or interest in or to the Site or any content is transferred to you other than the limited right to use the Site in accordance with these Terms.
Site Content
4. Cookies and Similar Technologies
We use cookies and similar technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling them may affect your ability to use certain features of the site.
Unless expressly permitted by the Company in writing, no information, materials, text, graphics, videos, software, tools, prompts, workflows, AI-generated outputs, reports, models, systems, or other content made available through the Site (collectively, "Content") may be copied, reproduced, distributed, modified, republished, uploaded, posted, transmitted, sold, licensed, reverse engineered, or otherwise exploited.
The Site and all Content are owned by the Company and/or its licensors and are protected by copyright, trademark, trade secret, and other intellectual property laws.
You agree not to: - use any automated means, including bots, scrapers, spiders, or scripts, to access, monitor, or copy the Site or Content; - reverse engineer, decompile, disassemble, or attempt to derive source code, models, prompts, workflows, system logic, or architecture from the Site; - use the Site or Content to build, train, improve, benchmark, or create a competing product, model, service, or business; - remove, alter, or obscure any proprietary notices on the Site or Content.
5. AI Tools, Automation, and No Professional Advice
Certain services, products, or features offered through the Site may involve artificial intelligence, automation tools, language models, data analysis systems, or agentic AI workflows, including offerings provided by PPYA AI LLC.
6. Security
We take reasonable measures to protect the security of your personal information. However, no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.
You acknowledge and agree that: - AI-generated outputs may contain inaccuracies, omissions, outdated information, or inappropriate results. - AI outputs are provided for informational and operational assistance purposes only and are not guaranteed to be accurate, complete, or fit for any particular purpose. - You are solely responsible for reviewing, validating, and approving any AI-generated content, recommendations, outputs, automations, communications, or decisions before relying on or implementing them.
The Company does not provide legal, tax, accounting, financial, insurance, medical, or other licensed professional advice through the Site unless expressly stated in a separate written agreement.
You shall not rely on any Site Content or AI output as a substitute for independent professional judgment or advice from qualified advisors.
7. User Conduct; Prohibited Activities
You agree not to post, upload, submit, transmit, or otherwise make available through the Site any content or information that: - is false, misleading, or fraudulent; - infringes, misappropriates, or violates the intellectual property, privacy, publicity, or other rights of any third party; - violates any law, regulation, or contractual obligation; - is defamatory, obscene, abusive, threatening, harassing, hateful, discriminatory, or otherwise objectionable; - contains malware, viruses, worms, Trojan horses, or other harmful code; - contains confidential information of another party without authorization.
You further agree not to: - interfere with or disrupt the operation of the Site; - gain unauthorized access to any portion of the Site, systems, accounts, or networks; - impersonate another person or entity; - use the Site for unlawful, deceptive, or harmful purposes; - use the Site to generate, distribute, or facilitate spam, scams, malicious code, disinformation, or unlawful content; - attempt to bypass security measures or usage restrictions.
8. User Data and Submissions
If you submit, upload, transmit, or otherwise provide data, materials, files, prompts, customer information, internal business information, or other content to the Company through the Site ("User Data"), you represent and warrant that you have all rights, permissions, and authority necessary to do so.
You retain ownership of your User Data, but you grant the Company a non-exclusive, worldwide, royalty-free license to host, use, process, reproduce, modify, transmit, analyze, and display such User Data solely as necessary to: - provide the Site and related services; - improve system performance, functionality, and user experience; - generate requested outputs, reports, or automations; - comply with law and enforce these Terms.
If the parties have entered into a separate services agreement, statement of work, DPA, NDA, or other written contract, that agreement shall control in the event of any conflict regarding User Data.
9. Third-Party Services and Links
The Site may contain links to third-party websites, platforms, software, or services, or may integrate with third-party tools, including but not limited to scheduling tools, CRMs, payment processors, AI model providers, communication systems, or analytics tools ("Third-Party Services").
The Company does not control and is not responsible for Third-Party Services. Your use of such Third-Party Services is at your own risk and subject to the applicable third party's terms and policies.
Intellectual Property and Trademarks
All trademarks, service marks, logos, trade names, branding, designs, software, workflows, AI agent structures, automation systems, content frameworks, and other proprietary materials displayed on or through the Site are owned by the Company or its licensors.
No license or right to use any such intellectual property is granted to you except as expressly stated in these Terms.
You may not use the Company's name, logos, branding, or proprietary materials without prior written consent.
. Privacy
Certain information collected from or about you in connection with your use of the Site is governed by the Company's applicable Privacy Policy, which is incorporated into these Terms by reference.
By using the Site, you acknowledge and agree that the Company may collect, use, store, and disclose information as described in the applicable Privacy Policy.
12. Disclaimers of Warranties
THE SITE, CONTENT, AI TOOLS, AUTOMATIONS, OUTPUTS, AND ALL RELATED SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, RELIABILITY, SECURITY, AVAILABILITY, AND RESULTS.
THE COMPANY DOES NOT WARRANT THAT:
THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE;
ANY DEFECTS WILL BE CORRECTED;
ANY CONTENT OR OUTPUT WILL BE ACCURATE, COMPLETE, OR RELIABLE;
THE SITE OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;
USE OF THE SITE WILL ACHIEVE ANY PARTICULAR BUSINESS RESULT.
YOU ASSUME ALL RISK ARISING FROM YOUR USE OF THE SITE AND ANY RELIANCE ON CONTENT OR OUTPUTS.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY OR ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITY, GOODWILL, DATA, OR USE, ARISING OUT OF OR RELATED TO THE SITE, THE CONTENT, THE SERVICES, OR THESE TERMS, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE COMPANY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF: - ONE HUNDRED U.S. DOLLARS ($100); OR - THE AMOUNT YOU PAID DIRECTLY TO THE COMPANY, IF ANY, FOR ACCESS TO THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you to the extent prohibited by law.
14. Indemnification
You agree to defend, indemnify, and hold harmless the Company and its members, managers, officers, employees, contractors, affiliates, agents, licensors, and service providers from and against any and all claims, actions, damages, losses, liabilities, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys' fees, arising out of or related to:
your access to or use of the Site;
your violation of these Terms;
your User Data or any materials you submit;
your violation of any law or third-party right;
your misuse of AI outputs, automations, or services;
any products, services, content, or decisions you create, publish, distribute, or implement using the Site.
15. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles, unless a different governing law is required by a separate written agreement between you and the Company.
Any dispute arising out of or relating to these Terms, the Site, or the services shall be brought exclusively in the state or federal courts located in Wyoming, and each party irrevocably submits to the jurisdiction of such courts and waives any objection based on venue or forum non conveniens.
16. International Use
The Site is controlled and operated from the United States. The Company makes no representation that the Site or its Content is appropriate or available for use outside the United States.
If you access the Site from outside the United States, you do so at your own initiative and are responsible for compliance with local laws.
17. Miscellaneous
These Terms constitute the entire agreement between you and the Company regarding your use of the Site, except to the extent supplemented or superseded by a separate written agreement.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.
The Company's failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
You may not assign or transfer these Terms without the Company's prior written consent. The Company may assign these Terms freely in connection with a merger, acquisition, restructuring, sale of assets, or by operation of law.
18. Contact Information
If you have questions regarding these Terms, you may contact:
Balam Group LLC / PPYA AI LLC
Legal Department
Email: legal@balamgroup.io